While Mike and Katie were on their way home from selling Girl Scout Cookies on Monday, they heard a loud "explosion" type sound from inside the car. "What was that?" was the joint question. Katie helpfully suggested that maybe one of the tires blew, so even though everything was steering just fine, Mike pulled over on the edge of the 202 to take a look and make sure. While cars were whizzing by him, which was apparently and understandably unnerving, he checked the tires.
Everything was just fine, so what could have made that horrible sound? As Mike was getting ready to get back into the car, he saw it. The beautiful sunroof we were so excited to get as part of our car purchase appeared to have

spontaneously exploded. There seemed to be no explanation for it. There appeared to have been no car in close enough range to have caused a rock to hit. Off he went to the car dealership to let them know that he was not going to pay for an improperly installed sunroof that exploded on its own. (The collision center had come to that conclusion and sent him to the dealership). They however, had keener eyes and found the tiny, yet powerful, site of impact and referred him back across town the the collision center. We figured that the rock must have come from the other side of the freeway since Mike had been using the luxurious HOV lane.
Arizona, like California, has horrendous insurance rates. When we moved here we increased our deductible to keep our premiums close to the same rate. That of course is all and good as long as nothing happens to your car. Unfortunately, in the last 5 months we have had to: 1. replace the windshield ourselves since we only have chip coverage, 2. used our high deductible to replace the bumper on our car and several other things when a rogue truck tire hit Mike's car in rush hour traffic while blocked on both sides and no where to go, and finally this 3. another use of our high deductible which also had the paint scratched as glass blew off of the sunroof and down the back of the car. I have learned a few important lessons. There is a reason that Arizona has high premiums, having rental car insurance does save you money and replacing a sunroof is over twice as expensive as replacing a windshield. And most importantly, when you hear of something bad happen to a friend, you should be empathetic and not just glad that it wasn't you...so sorry Jeralee. (She broke her rear door handle on her van last week due to freezing weather in Eugene (she's a boxing harpist, don't mess with her!) and had to pay $200 to get it fixed).
Now, I do not want to sound ungrateful. Even if it wasn't until the next day that I could get over shelling out more money for a "stupid" fix, I realized that we were truly blessed. The full weight of how serious it could have been hit me the next day as I drove Mike into work. If the interior headliner had been open, the glass could have and would have started flying into the car causing real harm to Mike and Katie, taking a "stupid" accident to possibly a much worse one. I may still grouch about all those desert rocks out there, but I will count the blessings I can for now.